Our Services
401k Plan services
As a plan sponsor and fiduciary, having a proven process in place to manage the complexities of a 401k plan is paramount, especially as the laws and regulations governing this valuable employee benefit are frequently amended. Our representatives are experts in advising companies on how to deliver industry-best 401k plans to their employees and fulfill their fiduciary responsibilities. Some of our services we provide include:
Fiduciary advisory and oversight services
Plan design review and recommendations
Fee benchmarking, including advisor compensation
Vendor analysis and search
Investment performance measurement (quarterly and annually)
Investment advisory services
Investment menu suitability and monitoring
Participant education
Investment portfolio modeling
Individual Wealth Management Services
We’re dedicated advisors to individuals searching for a truthful and transparent investment partnership. We help remove emotion and fear from our client’s investment decisions and replace them with the confidence of knowing they are engaged in a suitable and prudent strategy. Some of our services we offer include:
Comprehensive financial review
Establish clear and concise investment objectives
Prudent investment recommendations based on objectives and risk tolerance
Asset allocation
Portfolio construction
Ongoing portfolio review
Expectation management and reporting
Tax-efficient investing
Retirement transition planning
Retirement Income and Distribution Services
Everyone wants to live off their current nest egg without breaking any eggs to cover their expenses. Depending on the size of your nest egg, this may be possible. For many, it is not. Retirement distribution strategies are unique to everyone when you consider their goals, needs and ability to handle risk. Our advisors will design an income and distribution plan that will provide you with a sustainable income stream based on realistic expectations, not hyperbole. An income stream that is low cost and tax efficient. This includes deciphering the vexing social security options that may be available to you. Some of our services include:
Discovery of all potential income sources
Analysis of possible income options from current investments
Social Security strategic analysis
Capital gains management
Expected income analysis with varying risk assessments
Prudent investment recommendations based on objectives and risk tolerance
Required Minimum Distribution (RMD) planning at age 70 and 1/2
Asset allocation
Tax-efficient investing
Retirement transition planning